For all of you from the US who have seen commercials for freecreditreport.com, don’t beleive it. I repeat: IT IS A LIE. I received a small fee of 14.95 on my credit card a few days ago, and today I called to find out why. Apparently I signed up for a credit monitoring charging program when I got my FREE credit report. As I do not recall seeing this in their terms and conditions, I called to cancel my apparent ‘membership’. The nice lady from another country cancelled my membership, but she didn’t refund my money. I asked for a supervisor, but she said he doesn’t take calls. I got her name, and she told me a confirmation number would be in my email soon. So then I went to the Better Business Bureau to file a complaint. After looking around that site I found out they have had thousands of complaints just like mine! And they’ve been fined Twice for a million bucks!

My suggestion: Get your credit report from another site. Don’t do business with CiC Triple Advantage (the head business of fcr.com). They are fraudulent, scammers, and deceivers.

Ugh. I’m so pissed off.